Terms & Conditions

You may use the Website only for lawful purposes and in a manner that does not violate these Terms or applicable law. You agree not to misuse the Website, including by attempting to gain unauthorized access, interfere with its operation, or submit inaccurate or fraudulent information.

The Website is provided for general informational purposes only. It does not constitute insurance, financial, tax, or legal advice, and no advisor-client or similar relationship is created by your use of the Website. You should consult a licensed insurance professional for guidance specific to your situation.

Any quote or coverage amount presented on the Website is an estimate based on the limited information you provide and is not an offer or guarantee of coverage. Actual premiums, terms, and eligibility are determined by the issuing insurance carrier through its underwriting process.

All applications for coverage are subject to underwriting by the applicable insurance carrier. Coverage is not in effect until a policy is issued and accepted, and any required premium is paid. Availability, terms, and coverage vary by state and product.

Group Econ offers life insurance products through licensed insurance professionals. Not all products or carriers are available in all states. Licensing information is available upon request.

The Website and its content, including text, graphics, logos, and design, are owned by or licensed to Group Econ and are protected by intellectual property laws. You may not copy, modify, distribute, or otherwise use them without our prior written consent, except as necessary to use the Website as permitted by these Terms.

The Website may contain links to third-party websites or carrier content that we do not control. We are not responsible for the content, accuracy, or practices of any third-party site, and your use of third-party sites is at your own risk.

The Website is provided "as is" and "as available," without warranties of any kind, whether express or implied. To the fullest extent permitted by law, we disclaim all warranties, including any implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

To the maximum extent permitted by law, Group Econ shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or data, arising out of or related to your use of, or inability to use, the Website, even if advised of the possibility of such damages.

You agree to indemnify and hold harmless Group Econ and its affiliates from any claims, damages, or expenses arising out of your misuse of the Website or your violation of these Terms.

We may revise these Terms from time to time. The current version will always be posted on this page with an updated "Last updated" date. Your continued use of the Website after a change constitutes acceptance of the revised Terms.

These Terms are governed by and construed in accordance with the laws of the jurisdiction in which Group Econ operates, without regard to conflict-of-law principles. You agree to submit to the exclusive jurisdiction of the courts located in that jurisdiction for any dispute arising from these Terms or the Website.

If you have questions about these Terms & Conditions, please contact us:

• By phone: (864) 563-2546
• By email: group.econ12@gmail.com